@font-face{font-family:"Outfit";src:url(fonts/Outfit-700.woff2) format("woff2");font-weight:700;font-display:swap}
@font-face{font-family:"Nunito Sans";src:url(fonts/NunitoSans-400.woff2) format("woff2");font-weight:200 1000;font-display:swap}
:root{--disp:"Outfit";--dw:700;--text:"Nunito Sans";--bg:#FFFFFF;--ink:#0B2236;--mute:#4A5E70;--dark:#0B3A5B;--acc:#0369A1;--onacc:#fff;--link:#0369A1;--focus:#F59E0B;--onDarkLink:#9FDBFF;--warn:#9A4A00;--warnbg:#FFF4E0;--card:#F0F8FD;--hover:#DCEFFB;--line:#DCE6EE;--r:16px}
h1 span{color:var(--acc)}.brand{font-weight:700;letter-spacing:-.02em}.brand b{color:var(--acc)}
.hero{background:radial-gradient(ellipse at 10% 0%,#E0F2FE 0,#fff 60%)}.hero-img img{border-radius:999px 999px 24px 24px;aspect-ratio:1/1;object-fit:cover}
.meter{counter-reset:m;list-style:none;padding:0;margin:0;display:grid;gap:12px}.meter li{counter-increment:m;background:var(--card);border-radius:16px;padding:16px 16px 16px 64px;position:relative}
.meter li::before{content:counter(m);position:absolute;left:16px;top:14px;width:34px;height:34px;border-radius:50%;background:var(--acc);color:#fff;display:grid;place-content:center;font-family:Outfit;font-weight:700}
.steps li::before{border-radius:50%}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:400 1.0625rem/1.65 var(--text),system-ui,sans-serif}
img{max-width:100%;height:auto;display:block}a{color:var(--link)}
h1,h2{font-family:var(--disp),Georgia,sans-serif;font-weight:var(--dw);line-height:1.02;margin:0 0 .45em}h1{font-size:clamp(2.6rem,6vw,4.8rem)}h2{font-size:clamp(1.9rem,3.6vw,2.9rem)}
.wrap{max-width:1180px;margin:0 auto;padding:0 22px}.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:20}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid var(--focus);outline-offset:2px}
.disc-bar{margin:0;background:var(--dark);color:#fff;text-align:center;font-size:.85rem;padding:7px 12px}.disc-bar a{color:var(--onDarkLink)}
.top{background:var(--bg);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.bar{display:flex;justify-content:space-between;align-items:center;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:var(--disp);font-weight:var(--dw);font-size:1.35rem}
nav{display:flex;gap:22px;align-items:center}nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}nav a:hover{color:var(--link);text-decoration:underline}
.navcta,.btn{background:var(--acc);color:var(--onacc)!important;padding:10px 18px;border-radius:var(--r);text-decoration:none;font-weight:700;display:inline-block;border:2px solid var(--acc);transition:transform .15s,filter .15s}
.btn{padding:14px 24px}.btn:hover,.navcta:hover{transform:translateY(-2px);filter:brightness(.92);text-decoration:none}.btn.alt{background:transparent;color:var(--ink)!important;border-color:var(--ink)}
.hero-in{display:grid;grid-template-columns:1.1fr 1fr;gap:48px;align-items:center;padding-top:56px;padding-bottom:56px}
.kicker,.num{font-size:.82rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--mute);margin:0 0 14px}.num{color:var(--link)}
.lede{font-size:1.2rem;color:var(--mute);max-width:54ch}.ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.hero-img{margin:0}.hero-img img{border-radius:var(--r)}
.emerg{background:var(--warnbg);border-block:2px solid var(--warn);padding:18px 0}.emerg b{color:var(--warn)}
.sec{padding:80px 0;border-top:1px solid var(--line)}.split{display:grid;grid-template-columns:1fr 1.2fr;gap:56px;align-items:start}
.guides{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.guides a{display:flex;justify-content:space-between;gap:12px;padding:18px 20px;background:var(--card);color:var(--ink);text-decoration:none;font-weight:600;border-radius:var(--r);border:1px solid var(--line);transition:background .15s,transform .15s;height:100%}
.guides a:hover{background:var(--hover);transform:translateY(-2px)}.guides i{font-style:normal;color:var(--link);transition:transform .15s}.guides a:hover i{transform:translateX(4px)}
.steps{list-style:none;counter-reset:s;padding:0;margin:0}.steps li{counter-increment:s;padding:0 0 24px 60px;position:relative}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:42px;height:42px;display:grid;place-content:center;background:var(--acc);color:var(--onacc);font-family:var(--disp);font-weight:var(--dw);font-size:1.3rem;border-radius:var(--r)}
.steps b{display:block;font-size:1.12rem}.steps span{color:var(--mute)}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{cursor:pointer;font-weight:700;font-size:1.12rem;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::after{content:"+";color:var(--link);font-weight:700}.faq details[open] summary::after{content:"−"}.faq summary:hover{color:var(--link)}.faq p{color:var(--mute);margin:10px 0 0}
.quotes{background:var(--dark);color:#fff}.quotes p{color:#d5dbe0}.ph-note{border:2px dashed #FFB4A8;padding:12px;font-size:.9rem;color:#FFE1DB!important}
.form{display:grid;gap:14px;background:var(--bg);color:var(--ink);padding:28px;border-radius:var(--r)}.form label{display:grid;gap:5px;font-weight:700}.form .chk{display:flex;gap:10px;font-weight:400;font-size:.92rem;align-items:flex-start}
.form input,.form textarea{font:inherit;padding:12px;border:2px solid var(--mute);border-radius:var(--r);background:#fff}.form .chk input{width:20px;height:20px;margin-top:3px}
.form button{font:inherit;font-weight:700;font-size:1.08rem;background:var(--acc);color:var(--onacc);border:0;padding:15px;border-radius:var(--r);cursor:pointer}.form button:hover{filter:brightness(.9)}
.foot{padding:40px 0}.foot p{margin:6px 0}.fbrand{font-family:var(--disp);font-weight:var(--dw);font-size:1.4rem}.fine{font-size:.86rem;color:var(--mute);max-width:80ch}
@media (max-width:860px){nav a:not(.navcta){display:none}.brand{font-size:1.15rem}.hero-in,.split{grid-template-columns:1fr;gap:28px}.hero-in{padding-top:28px}.guides{grid-template-columns:1fr}.sec{padding:56px 0}}
@media (max-width:860px){.navcta{white-space:nowrap;padding:8px 12px;font-size:.88rem}}

.w3f{display:grid;gap:12px}.w3f label{display:grid;gap:4px;font-weight:700}.w3f input:not([type=checkbox]),.w3f select,.w3f textarea{font:inherit;padding:11px;border:2px solid #6b7680;border-radius:6px;background:#fff;width:100%}
.w3f .chk{display:flex;gap:10px;align-items:flex-start;font-weight:600}.w3f .chk input{width:20px;height:20px;margin-top:2px;flex:none}
.w3f button{font:inherit;font-weight:700;font-size:1.05rem;border:0;padding:14px;border-radius:6px;cursor:pointer}.w3f .hp{position:absolute;left:-9999px}.w3f .fine{font-size:.85rem;margin:0}.qmsg{margin:0;font-weight:600}
.qthanks{padding:20px;border-radius:8px}.qthanks h3{margin-top:0}
.w3f button{background:var(--acc);color:var(--onacc)}.qthanks{background:var(--bg);color:var(--ink)}.quotes .qthanks h3{color:var(--ink)}

.quotes .w3f .fine,.w3f .fine{color:inherit;opacity:1}